readytorunbook Chapter 391 Flood washed away the Dragon King Temple
Chapter 391 Flood washed away the Dragon King Temple
Chapter 391 Flood washed away the Dragon King Temple
Yu Huan raised her head, her eyes scanning her surroundings rapidly.
Soon, he keenly spotted a crowd gathering in the distance, a place bustling with people and seemingly quite lively.
Because of the urgency of the situation, he silently took Lin Yourong's hand and strode towards that direction.
As they got closer to the accident scene, the clamor of voices, like surging waves, became increasingly clear in their ears.
"Oh dear, this is terrible! We crashed into a Rolls-Royce!"
"Those who drive Audis may not be as tycoon-like as those who drive Rolls-Royces, but they're definitely wealthy and should be able to afford to pay for the damages," a middle-aged man wearing glasses commented.
A young man craned his neck, peering around, and said, "How much will this cost? There's only one guy wearing white gloves... He's probably not the boss, he's just the driver..."
"The big boss left a long time ago, leaving only a driver to handle things. Well, the big boss doesn't have time to waste here," said a portly, Mediterranean-looking man.
"You really have to be careful when you drive, otherwise a minor collision can cause a lot of damage!" a sharp female voice lamented in the crowd.
……
The couple walked through the bustling crowd.
Yu Huan, who was walking in front, slightly raised his eyes and looked around. The entire scene of the accident was instantly laid out before him.
The small Audi's front left side was right next to a magnificent black Rolls-Royce.
The Rolls-Royce's once sleek and shiny body now bears a long scratch from the rear to the right front door, resembling a hideous scar.
The area where the two vehicles were close together was visibly dented.
This particularly jarring scene made Yu Huan scratch his head.
At first, he thought it was really as Lin Yourong said, that he had only scratched a car door!
I never expected that Sister Ru would cause such a huge mess this time.
His gaze shifted slightly, landing on Sister Ru standing behind the small Audi.
Sister Ru was wearing a fitted black trench coat and a pair of large aviator sunglasses that almost covered most of her face, making it impossible to see her expression.
But from her posture of crossing her arms, her slightly lowered head, and her tightly pursed lips, one could clearly sense that she was shrouded in gloom.
Beside the Rolls-Royce stood a man in a suit, tall and straight, with a serious expression on his face.
Yu Huan noticed that he was wearing white gloves, and combined with the expression on his face, she immediately gave up on communicating with him.
He led Lin Yourong closer to the Audi and peered through the window, but didn't see Xing Yujia or Wang Weiwei.
"Sister Ru, where are Xing Yujia and your son?" Yu Huan asked, gently releasing Lin Yourong's hand and glancing at the Rolls-Royce's license plate.
Ru Jie, who was clearly distracted, turned around when she heard the sound.
Upon seeing the tall and imposing Yu Huan, and Lin Yourong behind him with her head covered, he immediately raised his hand to take off his sunglasses, revealing a pair of slightly anxious, red eyes.
"Oh dear, my child is crying and fussing here, it's so frustrating. I had no choice but to have Yujia take her to the fireworks plaza downstairs."
As she spoke, she pointed to the scratched area on the Ghost, and continued in a dry voice:
"When I was parallel parking, I failed on my first try and was about to pull out and park again when my kid started nagging me for Yakult from behind. It was so annoying. I was distracted and didn't notice him, and that's how the collision happened."
Yu Huan looked away from the license plate number.
I thought to myself that Sister Ru had managed to stay calm in this situation and was still able to reconstruct the scene in her words.
Lin Yourong quickly stepped forward and took Sister Ru's hand.
Amidst the surrounding noise, she lowered her voice to reassure her, "It's okay, Sister Ru. You have car insurance, so it can be reimbursed."
Sister Ru sighed and said, "I know, when we first got into a panic, I didn't even think about this. I called you right away."
"Well, it's a good thing you didn't hit a Cullinan or Phantom, which are worth tens of millions. As for the Ghost, it's just okay." Yu Huan said jokingly, then paused and asked Ru Jie, "You must have commercial insurance, right? If you bought the deductible supplement, there shouldn't be any major problems."
"What deductible insurance?" Sister Ru asked, a look of confusion on her face.
Seeing this, Yu Huan patiently explained, "It's the kind of insurance that doesn't have a deductible, the insurance company pays for everything, and you don't have to pay anything yourself."
After a moment's thought, Sister Ru said, "I pay several thousand yuan in insurance premiums for this car every year! The contract is in the car, let me show it to you."
Yu Huan glanced around at the bustling crowd, her gaze finally settling on the license plate of the Ghost.
After a moment's thought, he said, "Let's all get in the car first. It's too crowded and noisy here; it's not a good place to discuss things."
"Okay." Sister Ru nodded vigorously.
She glanced at the left front door, her expression revealing obvious hesitation, and said hesitantly, "Yu Huan, you sit in the driver's seat."
Hearing this, Yu Huan smiled teasingly and said in a light tone, "Sister Ru, you won't be so afraid of driving after being bitten once, will you?"
Sister Ru gave a helpless, bitter smile after hearing Yu Huan's teasing.
She shook her head slightly and sighed softly, "No way, I'm just a little flustered right now. My heart is still pounding."
Yu Huan smiled understandingly, stepped forward, reached out and opened the driver's side door, and comforted her, "It's okay, Sister Ru. Anyone would be a little nervous in this kind of situation, it's only natural, don't take it too seriously."
As soon as he finished speaking, he added confidently, "There's no problem. We'll wait for the traffic police to come and determine responsibility. As long as we follow the procedures, everything will be fine. Don't worry."
Lin Yourong also gently comforted her, "Yes, Sister Ru. Let's think of a solution together; we'll definitely be able to resolve this properly."
Hearing their words, Sister Ru breathed a sigh of relief and said with emotion, "I feel much more at ease now that you two are here."
She was fully aware of the power behind these two individuals.
Upon hearing this, Yu Huan simply smiled, then bent down and climbed into the driver's seat.
Sister Ru and Lin Yourong both sat in the back seat. As soon as the car door closed, the noisy commotion outside immediately subsided.
Sensing the heavy atmosphere in the car, Yu Huan tried to lighten her tone and asked, "Sister Ru, where is the insurance contract? Let me take a look at the specific terms."
"It's in here." Sister Ru reached out and pointed to the glove compartment in front of the passenger seat.
"Okay." Yu Huan nodded slightly.
He bent down, opened the storage box, and pulled out a document bag containing the car insurance contract. He then sat up straight and began to carefully read through it.
In the silence, the only sound was the soft rustling of pages turning.
Sister Ru noticed Yu Huan's eyebrows suddenly furrow slightly as she looked behind her, and her heart tightened immediately. She couldn't help but ask, "Yu Huan, how is it? Will the insurance cover it?"
Yu Huan did not answer immediately, but instead turned to the last page of the contract.
His gaze swept quickly across the words above, then he turned to the side and said, "Your insurance is quite comprehensive, so you'll definitely be able to claim, no need to worry about that. However, you didn't purchase the additional deductible waiver insurance, which might cause some trouble."
"Huh?" Sister Ru's face was full of surprise and confusion.
Yu Huan casually placed the contract on the armrest box and lightly tapped the steering wheel with his fingers.
After a moment's thought, he said, "Let's wait for the traffic police to come and determine liability. To be honest, based on what you said before, Sister Ru, in this situation, if you collide with a car going straight while parallel parking, and you didn't buy the deductible waiver insurance, you'll probably have to pay something yourself."
Upon hearing this well-reasoned explanation, Sister Ru's eyes widened, and she immediately asked with a tense expression, "A little? How much?"
Yu Huan thought for a moment, then replied, "It should be less than 20% at most."
"Huh?" Sister Ru immediately swallowed.
Seeing this, Yu Huan softened her tone and asked softly, "Sister Ru, have you called the insurance company to report the incident?"
Upon hearing this, Sister Ru hurriedly shook her head and said repeatedly:
"I only called the traffic police, and the Rolls-Royce driver got out... and just left without really paying attention to me... The driver seemed very aggressive and intimidating, so I was too scared to approach him... Should I call my insurance company...?"
Seeing her somewhat bewildered appearance, Yu Huan felt an inexplicable urge to laugh out loud, but then felt it was inappropriate.
He quickly suppressed a smile, reached his hand behind him, and said, "Sister Ru, give me your phone, I'll make the call for you."
"Oh, okay." Sister Ru hurriedly took her phone out of her pocket and handed it to Yu Huan.
Yu Huan sighed softly and helplessly reminded him, "Unlock it first."
"Oh...okay, okay..." Sister Ru nodded repeatedly, like a chick pecking at rice.
Seeing this, Lin Yourong couldn't help but chuckle.
She reached out and gently patted Sister Ru's arm, softly comforting her, "Sister Ru, don't be so nervous, relax. Just think of this as losing money to avoid trouble; maybe something good will happen later."
“I’ve been driving for so many years, and the only car I’ve ever scratched before was a Santana…” Sister Ru unlocked her phone and handed it to Yu Huan, muttering to herself, “I didn’t even report it to the insurance company, I just gave them two hundred yuan… Who would have thought I’d bump into a Rolls-Royce this time…”
Yu Huan chuckled and took the phone, opening the call interface.
He glanced at the contact information on the policy, carefully entered the number digit by digit, and then dialed the insurance company's customer service number.
After the call was connected, Yu Huan calmly explained the details of the accident to the customer service representative, and provided information about the vehicle and the location of the accident scene.
After having the customer service representative record the relevant information, and hearing that they would arrange for a claims adjuster to come and handle the matter as soon as possible, Yu Huan politely said "thank you" and hung up the phone, then turned around and handed the phone back to Sister Ru.
"Sister Ru, don't think too much. Let's wait for the traffic police and the insurance company people to arrive."
Hearing his comforting words, Sister Ru casually placed her phone on her lap, forcing a smile: "Yes, Yu Huan, thank you so much for today. I don't know what I would have done without you here."
Yu Huan smiled, trying to ease Sister Ru's tension, and said half-jokingly, "Don't worry, Sister Ru, at most you'll lose a Hermes bag. Maybe your good luck will come soon, and you'll make back this loss quickly."
After all, my wife's career is about to take off, and as a partner in the studio, Sister Ru will also benefit. This loss is indeed insignificant.
“But I can’t even afford to buy a Hermes bag now…” Sister Ru muttered, her face full of heartache.
A smile crept across Yu Huan's face beneath her mask as she suddenly asked, "Sister Ru, besides the driver, do you remember what the other people who got out of the car looked like?"
Sister Ru frowned slightly and said without hesitation, "Besides the driver, there's only one adult and two children in the car. The adult is a man who looks to be in his forties or fifties, on the heavier side, and about 1.7 meters tall. The children—"
Upon hearing this, Yu Huan immediately understood and interrupted her, saying, "I understand."
"Huh?" Sister Ru was full of doubts.
He didn't even finish his sentence, so how could he know anything?
Yu Huan raised her hand and gently stroked her chin with her fingertips, having come to some conclusions.
He explained calmly, "I know this person. He's Luo Ruiyang, the CEO of Jiangxin Group. We had hot pot together before, and he even gave me a bottle of Moutai!"
"Huh?" Sister Ru looked completely bewildered, peering at Yu Huan's face through the rearview mirror, and said incredulously, "Yu Huan, really? He gave you Moutai?"
Yu Huan nodded without hesitation and said firmly, "Of course it's true. Why would I joke about something like this with you?"
Sister Ru leaned forward slightly, looking at Yu Huan's profile, and hurriedly said, "Since you know him so well, wouldn't this matter be easier to handle?"
Lin Yourong nodded thoughtfully and said softly, "We can indeed contact them and see if we can negotiate a solution."
Upon hearing this, Yu Huan turned to look at Lin Yourong's beautiful features through the brim of her hat and her mask, and asked, "Wife, aren't you curious about how I know him?"
"How do you know him?" she asked, her voice tinged with a hint of doubt.
Yu Huan chuckled and said, "Luo Ruiyang was my uncle's colleague when he worked in the capital. My uncle came to help us look at houses before, and he even treated us to hot pot. At that time, his car was this Ghost. I remember the license plate number; there's no mistake."
As soon as she finished speaking, the slight anxiety in Sister Ru's eyes vanished instantly.
She slapped her thigh and said in a lighthearted tone, "Oh dear, this is truly a case of the flood washing away the Dragon King's temple; family members don't recognize each other!"
(End of this chapter)